America is burning off a billion dollars every year to id theft, in accordance with the Australian government, and nearly 90 per cent of Americans are reported to be concerned with having their identity stolen.
With identity fraud reputed to become the fastest growing crime globally, what exactly is being done to protect Americans from the growing menace caused from identity fraudsters?
The National Identity Security Strategy (NISS) was introduced by the Australian Government in 2005. This Fake Id Maker aims to tackle identity crime committed with the use of fake identity documents, such as passports and drivers’ licenses. Beefing the ability of Australian authorities to identify fake identity documents lies at the heart in the strategy. Fake identity documents are utilized by fraudsters to steal benefits, including Centrelink payments, and cash from your banks.
$28 million dollars has been pledged for the roll out from the National Document Verification Service, a key plank of the NISS. The service is going to be an internet system for checking the authenticity of identity documents, and will also be accessible by government agencies. It may also be presented to the private sector, which will help banks and other companies verify the identities of clients. The service will enable government officials to make certain documents presented were actually issued and also the details contained within options are accurate.
Biometrics, a way of employing the physical features of men and women to verify their identity, is increasingly being deployed by governments and private companies to combat id theft.
Australia’s immigration service, the Department of Immigration and Citizenship, is collecting biometric data on new migrants. It is actually expected the assortment of biometric particulars on ‘non citizens’ – such as photos, fingerprints, and, iris scans – can help national and international efforts to tackle identity fraud. The physical specifics of new entrants are stored on the DIAC database, known as the Identity Services Repository.
Plans to get a welfare services identity card system costing more than $1billion dollars were scrapped at the end of 2007 after the election of the Rudd Government. The Howard Government planned to offer every Australian a biometric smartcard, including photo and individual health insurance and welfare number. This is considered by many to become an identity card scheme in disguise. Reports suggested the smartcard scheme could have been ‘piggybacked’ by private companies, such as banks and banking institutions, as a way of tackling identity fraud.
The usage of voice authentication technology to tackle call centre identity fraud is being researched by boffins in the University Of Canberra. The university’s biometrics scientists will work on systems which could enable companies to verify people using their voice patterns. This may avoid the need to send sensitive personal information abroad, reducing the chance of Aussies falling prey to identity fraudsters targeting call centres.
Tough new money laundering laws, which came into force after 2007, will spot tighter identity checks on Australians when opening new bank accounts, using casinos or purchasing travellers cheques. It really is expected the Anti Money Laundering and Counter Terrorism Finance Act will assist you to combat identity fraud around australia. Financial organisations need to meet the strict identity check requirements from the legislation in the end of 2008. This act brings Australia into line with other countries, including the UK wzczxl US, that have strengthened their funds laundering rules.
The publication of court judgments on the internet has led the NSW Supreme Court to change the actual way it writes judgments. Personal identifiers, like birthdates and addresses, which can be utilized to commit identity fraud will no longer be published in judgments.
One of the advice inside the government’s id theft self help guide “ID theft kit” is the need for consumers to regularly check their credit history to help spot any fraudulent activity committed against them. A free credit score can be accessed every year by writing towards the credit reference agencies.